Which of the following is a typical characteristic of a predatory loan?

A typical characteristic of a predatory loan is the presence of high interest rates. Predatory lending practices often target vulnerable borrowers, leading to loans that have exorbitant interest rates compared to conventional loans. These high rates can overwhelm borrowers, making it challenging for them to keep up with payments, which can lead to defaults and foreclosures.

In contrast, options like low interest rates, hidden fees, and standard loan terms do not conventionally define predatory loans. Low interest rates would typically indicate more favorable lending practices, while hidden fees can exist in various types of loans but are not solely indicative of predatory lending. Standard loan terms suggest a conventional lending approach, which is at odds with the exploitative nature of predatory lending practices. Therefore, high interest rates serve as a strong indicator of predatory loans and their potential dangers to borrowers.